Cloth Robe - Available free at the Docks/Harbor.
1 Defense Req | Unbreakable

Silk Shirt - Available free at the Docks / Harbor
3 Defense Req | Unbreakable

Leather Garb - Available free at the Docks / Harbor.
5 Defense Req | Unbreakable

Rusty Bronze Armor - Inside Haven Armor Shop for 1,750 Gold.
7 Defense Req | 105 Durability

Bronze Armor - Inside Haven Armor Shop for 4,000 Gold.
10 Defense Req | 120 Durability

Rusty Plate Mail - Inside Haven Armor Shop for 8,000 Gold.
15 Defense Req  | 130 Durability

Plate Mail - Inside Haven Armor Shop for 12,500Gold.
21 Defense Req | 145 Durability

Valkyrie Mail - At the Roadside Shop in Haven for 20,000 Gold.
27 Defense Req | 160 Durability

Temple Robes - At the Roadside Shop in Haven for 30,000 Gold.
35 Defense Req | 177 Durability

Hunters Garb - 350 Bananas required. Bananas are dropped by Monkeys located all over Haven Forest. Trade the 350 Bananas for this at the shop in Haven Forest.
40 Defense Req | 190 Durability

Iron Armor -  50 Iron Chip(s) and 15,000 which the Iron Chips dropped by Haven Dwarves left of Harbor. Then you go and trade it inside Haven Armor shop. 
47 Defense Req | 192 Durability

Genji Armor - Inside Nara Armor Shop for 45,000 Gold.
56 Defense Req | 211 Durability

Galmia Gear - Inside Nara Armor Shop for 70,000 Gold.
67 Defense Req | 225 Durability

Cuirass - At the entrance to Sub Zero for 85,000 Gold.
80 Defense Req | 239 Durability

Brigadine Armor - Dropped by the grey zone Golems inside the Nara Caverns. 
92 Defense Req | 257 Durability 

Shijin Plate - 200 Iron Ore required. Trade them in at the Nara Mines shop.
108 Defense Req | 263 Durability

Gaia Gear - Dropped from Gaia Warriors located at "The West". Which is left of Ryoko and down a bit. 
117 Defense Req | 272 Durability

Opal Armor - 150 Vampire Fangs, 100 Golem Stones, Vampires Demise required. Firstly you need 150 Vampire Fangs and 100 Golem stones. Vampires are located inside Nara Caverns, along with Golems. For the Golem Stones, you must kill the Golems in the red zone, not the grey zone ones. Once you have the items, trade them in for a Barrier Breaker, one map right of Nara Weapons Shop. Go past all the red zone golems until you come to two rocks and a Beserk Golem. Stand on the warp and kill the Beserk Golem. He drops a Rock Breaker, which you will need to exit this map. After using the Rock Breaker (Doesn't dissolve) on the rocks, you will come to a gate. Use your Barrier Breaker on the first gate to get inside. Once inside, run past the Warrior Ghouls, and head to the 2nd gate where you must use your Barrier Breaker again (Dissolves) and step on the warps at the top of the map. You will be warped to Cain's Grave along with several of his minions. Kill Cain and he will drop a Vampires Demise. You can either stay here and train on the Ghouls or exit. After exiting, go back to Nara Weapon Shop and one map right, then trade your Vampires Demise in for Opal Armor.
130 Defense Req | 287 Durability | +50 Defense

Ashura Armor - Dropped from Shinjoku Day Guards. (Day spawn) (Rare drop)
142 Defense Req | 297 Durability

Peytral - Dropped from Shinjoku Night Guards. (Night spawn) (Rare drop)
161 Defense Req | 310 Durability

Phaeton's Plate - Dropped from an enemy called Phaeton.. (Night spawn)
182 Defense Req | 335 Durability | +30 Defense

Aegis - 500 Tiger Pelts, 750 Tribal Cloth,  Tigers can only be found at Night time, spaced around the Zhu Jin area, kill these for Tiger Pelts. Tribal Cloth is gathered from enemies called Tribal Leaders or Valley Tribesman. These are located east of the Zhu Jin area, and is an all red zone, so lookout.  Once you have all these items, you can start trading them in. Begin at the Tribal hut, left of the Valley Tribesman. Inside here, you trade the 1,000 Tiger Pelts, along with 750 Tribal Cloth, for a Mithril Key. Now head all the way to Ryoko. One map right of the shop, there's a small door. Use your Mithril Key here (Doesn't dissolve). Inside is a boss called Olkran, you need Phaetons and Hachiman Jinpachi to have him do nothing to you, he has a low drop rate, he will drop Mace of Power, you trade the Mithril key and Mace of Power for an Aegis.
200 Defense Req | 350 Durability | +50 Defense | +25 Speed

Dragon Shell - 15,000 Vouchers required. Obtain 15,000 Vouchers and trade them at the Event Shop.
Level 200 Req | 235 Defense Req | 375 Durability | +80 Defense

Divine Plate - 1,250 Broken Blades, 750 Asphotic Emblems, 500 Ape Lord Hearts, and 250 Proof of Victories required. Broken Blades are dropped from Exiled Guards and Exiled Thugs located east of Shinjoku. Both are red zones and pretty strong enemies. Asphotic Emblems are dropped from Asphotic Soldiers, Asphotic Guards and Asphotic Commanders, all found on the Hidden Island, located South of Cresent Mountain. Ape Lord Hearts are dropped from Ape Lords, located all over the Zhu Jin area. And Proof of Victories are dropped from Brotherhood Guards, located inside the South Eastern house in Sub Zero. It's a red zone, and quite a hotspot for players, so look out. Once you have all these items, you can start trading them in.  Trade the Proof of Victories for a Proof of Prowess at the map with Brotherhood Guards on. Then, trade that for a Letter of Valaros one map left of them, with the Kira on it. Now head to the Hidden Island and go one map up, then one map right, and into the cave. Once inside, trade your 750 Asphotic Emblems for a Proof Of Courage. Then, go to the map that's one below the Tribal hut, the one near the Valley Tribesman. Here, trade the Letter to Valeros and Ape Lord Hearts for a Blood Vial. Now head to Shinjoku, go two maps right of the Shinjoku Fight Club and go inside the house. Inside, trade the Blood Vial and Broken Blades for a Proof of Valor. Now go back to the map with Kira on it, the Sub Zero house, and trade your Proof of Valor and Proof of Courage for a Secret Chambers Key. If you can see, there's a set of stairs on the left of the map. Use the key on those stairs (Doesn't dissolve) which opens the door. Inside this next room, there is another Kira, which you can now trade your Secret Chambers Key for a Divine Plate. Congratulations.
250 Defense Req | 400 Durability | +115 Defense | +40 Speed

Dulcenia Mail - Made but haven't done it yet.
Level 350 Req | 300 Defense Req | 450 Durability | +155 Defense

Pure Mage armor

Initiate's Robe - 25,000 Gold in Haven Magic shop
Requirements - Level 25, 44 Magic - Bonus +15HP +5MPRegen +38Magic

Apprentice's Tunic - 1 100k Gold bar in Haven Magic shop
Requirements - Level 60, 80 Magic - Bonus +24HP +8MPRegen +66Magic

Adept's Garb - 30 Sapphire(s) and 175 Sapphire Shards(s)
Requirements - Level 95, 110 Magic - Bonus +32HP +11MPRegen +90Magic

Magus Cloak - 75 Golem stones and 150 Vampire fangs (Nara caverns by going west of the corrupted sprites by following the path)               
Requirements - Level 135, 136 Magic - Bonus +44HP +14MPRegen +106Magic 

Mystic's Ward - 125 Orc Axes and 100 Shaman's Essence (Found by going west of Ryoko into The West, Orc warriors(Orc Axes) And Elder Ogre Wizards(Shaman Essence)
Requirements - Level 180, 220 Magic - Bonus +50HP +20MPRegen +175Magic

Cape of the Oracle - 500 Starlit Ore(s) Starlit ores are found in Starlit mines.
Requirements - Level 215, 240 Magic - Bonus +62HP +25 MP Regen +190 Magic

Robes of Gales - 1 Water/Wind Essence (EA) You get those in Mana fields.
Requirements - Level 265, 280 Magic - Bonus +70HP +30 MP Regen +215Magic

Conjuror Shroud - 1250 Tainted Blood And 750 Tainted Fang(s) (View Aelfric's Stilletto on how to get Tainted Blood and fangs)
Requirements - Level 300, 350 Magic - Bonus +90HP +40 MP Regen +270Magic

Defensive Mage Armor

Crest of Protection - 1 100k Gold bar in Haven Magic shop
Requirements - Level 25, 40 Magic, 55 Defense - Bonus +20 HP +20 MP +15 MPRegen +20 Def +40 Magic

Magus Chainmail - 5 100k Gold bars in Haven Magic shop
Requirements - Level 60, 64 Magic, 84 Defense - Bonus +28 HP +32 MP +24 MPRegen +30 Def +64 Magic

Gaia's Canopy - 50 Diamond(s) and 35 Emerald(s)
Requirements - Level 95, 88 Magic, 102 Defense - Bonus +35 HP +44 MP +34 MPRegen +44 Def +88 Magic

Nethar Ward - 1 Vampire's Demise and 100 Warrior Ghoul Soul(s)
Requirements - Level 135, 124 Magic, 125 Defense - Bonus +44 HP +56 MP +43 MPRegen +55 Def +124 Magic

Seraphim Mantle - 1250 Tribal Cloth (View Aegis in Armor Section on how to get Tribal Cloths)
Requirements - Level 180, 158 Magic, 155 Defense - Bonus +50 HP +68 MP +52 MPregen +60 Def +158 Magic

Plate of Trinity - 1 Mithril key (Get this by getting 1k Tiger Pelt(s) and 750 Tribal Cloths) 
Requirements - Level 215, 182 Magic, 180 Defense - Bonus +57 HP +80 MP +61 MPregen +80 Def +182 Magic

Purgatory Aegis - 1 Secret Chambers key (View Divine Plate in Armor section for information how to get this)
Requirements - Level 265, 235 Magic, 235 Defense - Bonus +70 HP +92 MP +75MPRegen +115Def +220Magic